Many people look forward to retiring, and going to live beside a golf course, on the coast, or somewhere else where they have always dreamt of. It's enticing to think that your leisure time can be spent pursuing activities you have worked and longed for all your life. In fact, whole retirement communities are set up on the premise people want to relocate to such a scenario to live out the rest of their lives.
Gerry Ingersoll and his wife Sheila thought they had it all worked out. They bought a place near Fort Pierce in Florida and looked forward to a retirement by the ocean. They had previously discovered the area on vacation, including the little town of Stewart nearby, and felt it would be ideal for their later years. But it didn't work out as they had hoped, and they discovered once you have moved, it is then very difficult and expensive to decide that you got it wrong, and move back to your old community.